Which two classes are protected under the Fair Housing Act but not under the Equal Credit Opportunity Act?

The Fair Housing Act specifically prohibits discrimination in housing-related transactions based on certain characteristics, which include race, color, national origin, religion, sex, familial status, and disability. This makes both disability/handicap and familial status protected classes under this act.

In contrast, the Equal Credit Opportunity Act (ECOA) focuses on preventing discrimination in credit transactions, specifically based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Notably, ECOA does not address familial status or disability in the same way that the Fair Housing Act does.

Therefore, choosing disability/handicap and familial status indicates an understanding of the distinctions between the protections provided by the Fair Housing Act and the Equal Credit Opportunity Act. These two classes are safeguarded under the Fair Housing Act for housing-related activities, but are not specified protections under the ECOA, making this choice the correct answer.