NMLS Uniform State Test (UST) Mortgage Practice Exam

The Fair Housing Act primarily addresses discrimination in the sale or lease of property, making this answer the most accurate choice. This federal law was enacted in 1968 as part of the Civil Rights Act and its primary purpose is to ensure that individuals have equal access to housing opportunities without facing discrimination based on race, color, national origin, religion, sex, familial status, and disability.

By focusing on the sale and leasing of real estate, the Act prohibits actions such as refusing to rent or sell housing, setting different terms or conditions for rental or sale, and providing different services or facilities based on the protected characteristics. It establishes a framework for individuals to file complaints if they believe they have experienced discrimination in housing-related transactions, thus promoting fairness and equality in the housing market.