Which of the following practices is covered under the Fair Housing Act?

The Fair Housing Act primarily aims to eliminate discrimination in housing-related transactions based on specific protected characteristics, such as race, color, religion, sex, national origin, familial status, and disability. Redlining is a practice that involves the systematic denial of services, such as mortgage lending, to residents of certain areas based on their racial or ethnic composition. This discriminatory practice is explicitly addressed by the Fair Housing Act, which seeks to create equal housing opportunities for all individuals regardless of their race or ethnicity. Therefore, understanding redlining in the context of the Fair Housing Act illustrates the legislation’s commitment to eradicating such systematic discrimination in housing access.

The other practices listed—discrimination based on credit score, loan flipping, and predatory lending—while they can involve unfair practices and unethical behavior in the lending context, are not specifically covered under the Fair Housing Act. Instead, they may fall under other laws or regulations aimed at preventing unfair lending practices or protecting consumers.