Which of the following policies is NOT part of the GLBA?

The Gramm-Leach-Bliley Act (GLBA) is a federal law that governs the handling of consumers' personal financial information by financial institutions. It establishes three primary components: the Financial Privacy Rule, the Safeguarding Rule, and provisions related to Pretexting.

The Financial Privacy Rule requires institutions to provide privacy notices to customers, explaining how their information is shared. The Safeguarding Rule mandates that financial institutions implement security measures to protect consumer data. Pretexting refers to the practice of obtaining personal information under false pretenses, and the GLBA includes provisions designed to combat this practice.

While the GLBA addresses issues related to consumer privacy and data security, credit reporting is primarily governed by separate legislation, notably the Fair Credit Reporting Act (FCRA). The FCRA provides regulations surrounding the collection, dissemination, and use of consumer credit information, which is distinct from the GLBA's framework. Therefore, since credit reporting is not a component of the GLBA, it is the appropriate choice that does not belong among the policies outlined by the GLBA.