Which law allows consumers to limit pre-screen offers of credit?

The Fair Credit Reporting Act (FCRA) is the legislation that gives consumers the right to limit pre-screened offers of credit. Under this law, consumers can opt-out of receiving unsolicited credit offers by requesting that their names be removed from lists used by creditors. This is an important consumer protection measure, as it helps to mitigate the potential for identity theft and allows individuals to have greater control over the types of credit solicitations they receive.

The other laws listed serve different purposes: the Equal Credit Opportunity Act ensures that consumers are treated fairly in the lending process without discrimination, the Fair Housing Act prevents discrimination in housing-related activities, and the Truth in Lending Act mandates transparency in the lending process by requiring lenders to disclose the terms and costs of loans. While they all contribute to consumer protection and fair lending practices, they do not specifically address the limitation of unsolicited credit offers as outlined in the Fair Credit Reporting Act.