Under the CFPB, which of the following is NOT identified as a type of consumer protection law?

Securities regulations are primarily concerned with the trading of financial instruments, such as stocks and bonds, and the protection of investors in the securities markets. These regulations focus on ensuring transparency, preventing fraud, and maintaining fair practices in the financial markets. Although they are important for consumer protection in the broader sense of financial investment, they do not fall under the consumer protection laws that are specifically aimed at safeguarding consumers in areas like lending, credit, and data privacy.

In contrast, credit authorization refers to the processes involved in approving credit for consumers, thereby directly influencing their access to financial products. Consumer credit laws specifically aim to protect consumers in their borrowing practices, ensuring that they are informed about interest rates, fees, and their rights. Data protection regulations are also essential as they focus on the privacy and security of consumer information, especially in a digital age. Together, these categories serve to protect consumers in various financial transactions, while securities regulations address a different realm.