A loan contains prepayment penalties. Which of the following documents would a borrower review to confirm this?

The appropriate document for a borrower to review in order to confirm the presence of prepayment penalties is the Promissory Note. This document outlines the terms of the loan, including the borrower's promise to repay and any conditions related to prepayment. Prepayment penalties, if applicable, will be clearly stated within the note so that borrowers understand their obligations in case they decide to pay off the loan early.

While the servicing agreement outlines the management and servicing of the loan, it does not provide details on the financial terms of the loan itself. The loan agreement may discuss various aspects of the loan but typically focuses on broader terms and conditions, and the title deed relates to ownership of the property rather than specific loan terms. Therefore, the Promissory Note is the key document for borrowers to consult regarding prepayment penalties.